trying to get a domain - several maybe, but my OLD credit card is on file and I need to change it in order to pay for domain names. Where do I go to change the card number?

Stop using your credit cards.

鈥淧eople change their lives only when they say, 鈥業鈥檝e had it!鈥欌€?鈥?Les Brown

Think you can鈥檛 exist in the 21st century without credit? Do you have at least one credit card? Did you sign up just for the bonus miles or cash back? Sounds like it鈥檚 time for you to perform a plasectomy. (That鈥檚 what Dave calls cutting up your credit card.) You鈥檝e heard all the lies, now here are a few facts about credit.

Myth: No on can live without credit cards.

Fact: Actually, 24% of American households are getting by just fine without any type of credit according to a Federal Reserve survey of consumer finances. Try using your debit card or cash instead. If millions of Americans can live without credit, so can you!

Myth: Credit cards help me get airline miles, cash back and other discounts.

Fact: Yeah, credit cards also help you get into debt. Consumer Reports say that only 25% of airline miles are ever redeemed 鈥?and credit card companies know it. Earning a few airline miles is not worth thousands of dollars in debt.

Myth: I can just pay off the balance at the end of every month.

Fact: You鈥檒l be in the minority. According to CardWeb.com, only 40% of credit card users pay off their balance when they receive the bill. Plus, overspending is inevitable when you use a credit card. It鈥檚 just easier to swipe a piece of plastic than it is to flash the cash.